Local Insurance · Ocean Springs, Mississippi

Coverage from real people you can call.

Home, auto, life, and business insurance — explained in plain English by a local agency that actually picks up the phone. We help Gulf Coast families and small businesses protect what matters, without the runaround.

Locally Owned & Operated Home · Auto · Life · Business Friendly, No-Pressure Advice
About the Agency

Your neighbors, not a call center.

Insurance shouldn't feel like fine print and hold music. At Amanda Rice Insurance Agency, you get a local team that knows the Coast and knows you.

We're right here in Ocean Springs, helping families and small businesses across the Mississippi Gulf Coast find coverage that actually fits their lives — and their budgets. When a question comes up or a claim happens, you'll talk to someone who knows your name.

From your first home to a growing business, we make insurance simple: honest answers, clear options, and a real person on the other end of the line.

Local
Ocean Springs office, Gulf Coast roots

One Call
Reach a real person — not a phone tree

All-in-One
Home, auto, life & business under one roof
What We Cover

Protection for every part of life

Personal and business coverage, coordinated by one local agency — so you're not juggling a stack of policies and phone numbers.

Home Insurance & Renters

Protect the place your family calls home — and everything inside it.

  • Homeowners & condo coverage
  • Renters & landlord policies
  • Wind, hail & coastal considerations confirm
  • Flood insurance referrals confirm

Auto Insurance Personal

Coverage that keeps you confident on every Coast highway.

  • Liability, collision & comprehensive
  • Multi-car & multi-policy discounts confirm
  • Motorcycle, boat & RV coverage confirm
  • Roadside & rental add-ons

Life Insurance Family

Peace of mind that the people you love are taken care of.

  • Term & whole life options
  • Final expense & mortgage protection
  • Coverage reviews as life changes
  • Plain-English policy walkthroughs confirm

Business Insurance Commercial

Coverage built for Gulf Coast small businesses and owners.

  • General liability & property
  • Business owners' policies (BOP)
  • Commercial auto & workers' comp confirm
  • Coverage for shops, trades & offices

Not sure what you need? Call us — a quick chat usually clears it right up.

Ready for a free, no-pressure quote?

Tell us a little about what you'd like to protect, and we'll do the legwork to find coverage that fits. No jargon, no hard sell — just honest options from a local agent.

Call for Your Free Quote
Get in Touch

Stop by or give us a call

We're easy to find in Ocean Springs — and even easier to reach. New clients always welcome.

Hours confirm hours
Monday – Friday9:00a – 5:00p
SaturdayBy appointment
SundayClosed

Let's Find Your Coverage

Whether you're insuring a first home, a new car, your family's future, or your business — we'd love to help. Call, email, or stop by the office.

Get Directions Call (228) 818-0550